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Job change: Don�t forget your 401(k) - BMO Harris BankOpen an IRA Premium Savers with BMO Bank for a $ minimum opening deposit, with no monthly maintenance fee. Find more about the Premium Savers plan. BMO Wealth Institute What's your retirement game plan? Estate planning requires legal assistance, which BMO Harris Financial Advisors does not provide. Source: BMO Wealth Institute report, What's your retirement game plan Estate planning requires legal assistance, which BMO Harris Financial Advisors does not.