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BMO's unstoppable growth momentum in the U.S.Branches & ATMs. There are no fees when you use any of the 40, Allpoint� ATMs nationwide. Learn. Certain ATM Fees. BMO Harris ATMs. FREE. For deposits, withdrawals, transfers or balance inquiries. Non-BMO Harris ATMs. $ We charge this fee for each Non-. Certain ATM Fees. BMO Harris ATMs. FREE. For deposits, withdrawals, transfers or balance inquiries. Page 2. BMO Harris Bank� and BMO Harris� are trade names.