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Equities vs fixed incomeCompare mortgage interest rates and terms and find a mortgage that suits your needs. We're here to help with your home buying needs. Today's Special Mortgage Rates ; 3 Year Fixed � Amortization � % ; 5 Year Smart Fixed � Default insured mortgage � % ; 5 Year Smart Fixed � Amortization � %. Posted Rate. Fixed Rate, 1 year (closed), %. Fixed Rate, 2 year (closed), %. Fixed Rate, 3 year (closed), %. Fixed Rate, 4 year (closed), %.