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BMO ALTO High Yield Savings Account Review - Is It Worth It? (2024)The BMO Alto Online Savings Account, the bank's high-yield savings option, allows you to earn % APY. There is a $0 minimum deposit and no. From November 1, to February 28, (the �Promotion Period�), earn a promotional interest rate of % (the �Total Promotional Rate�). Earn high interest with our online-only savings account and certificates of deposit (CDs). Get great rates and pay zero monthly fees with BMO Alto.