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BMO Bank Review - Is It Worth It? (2024)Monthly maintenance fee. $ We charge this fee on the last day of the statement period if you do not have a minimum daily. Ledger Balance of $1, or more in. At BMO, you can open an account for as little as $ You might also need to maintain a minimum balance in your money market account and other bank accounts. You must deposit a minimum of $2,, which is high compared to most money market accounts. Pros & Cons of BMO Harris Bank Premier Platinum Money Market Account.