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??????????????2023??? ????????? ???????????????????????????|???????????????|??????????Novella??PLAN?Home improvements can help make your place more comfortable - and more valuable. Learn about eight home renovations with the best ROI. Rates vary from % APR to % APR depending on property state, loan amount and other variables. Please consult a banker for pricing in your region. Self-employed mortgage options; Renovation and construction mortgages. 2. Competitive Rates. BMO often features competitive mortgage rates.