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How Do I Apply For A BMO Credit Card?BMO's lone secured card requires a $25 annual fee and a minimum $ security deposit. Those numbers are on the higher end compared with other. BMO Canada offers a wide range of personal banking services including chequing and savings accounts, mortgages, credit cards, loans, investments and. When you're done, you'll learn how to: Request an increase to your credit card limit. Reduce the amount you can spend on your credit card.