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?? \The FNFA. In it was just an idea: a non-profit corporation that is a First Nation government-owned and controlled institution. Housing Loan Funds. A Housing Loan Fund (HLF) is a local, grassroots financial instrument established by a First Nation or group of First Nation communities. We are a full-service Mortgage Banking Firm licensed in the southwest. Our loan officers are experienced in FHA, VA, USDA, Conventional and Jumbo Loans.
