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BMO financial planner's advice loses couple almost $50KBMO Wealth Institute What's your retirement game plan? U.S. Edition march 2. On retirement, there may be an initial sense of loss, followed by a period. This Retirement calculator will allow you to input assumptions to generate a retirement illustration and a tool for estimating income in retirement. BMO offers two types of retirement plans IRA certificates of deposit and premium savers. Contact us to decide which will help you meet your retirement.