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?? BMO Personal Line of Credit Review: Flexible Access to Funds with Competitive RatesBMO offers an unsecured line of credit that provides flexible access to funds when you need them. You can access credit at any time up to an. Secured Line of Credit � You could use the equity in your home or your investment portfolio as collateral to secure a higher credit limit at a lower interest. With a BMO Credit Line for Business you can borrow up to $ for your larger purchases and enjoy low interest rates. Plus, use it anywhere Mastercard is.