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BREAKING NEWS! Credit One Lawsuit MAY INCREASE Credit Report Deletions!TERMINATION OF THE PROGRAM: You have the right to cancel your enrollment in the Program at any time, for any reason. If you cancel after the rst 30 day period. Get credit reports and credit scores for businesses and consumers from Equifax today! We also have identity protection tools with daily monitoring and. It's refundable as long as you cancel your Account and have not made any transactions. The Annual Fee will bill again each subsequent year until the balance is.