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SHORT-TERM Investing // Money Market Funds (BMO ETFs)Prime & Base Rates at BMO. Canada Prime Rate: %. CAD Deposit Reference rate: %. USD Deposit Reference rate: %. US Base Rate: % %. Curious to see how much interest your savings could be earning for you? Check out BMO's interest rates on savings accounts here. Check out the latest GIC rates, features, terms, and plan eligibility to find the investment that works for you. Book an appointment or buy online today.