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BMO - Loan vs. Line of Credit: What�s the Difference?Sign in to your account. Welcome back! Sign in to view status or complete next steps on your loan. Email. Password. Trouble signing in? Article content. The Bank of Montreal reported earnings that fell short of analyst expectations in the third quarter as it was forced to set. Bank of Montreal on Wednesday reported weaker-than-expected quarterly profit, hurt by higher loan loss provisions, and it warned that fewer.