john-van-winden Why I encourage people to use a Mortgage Broker?

Servicing the greater Auckland region since 2002, we have enjoyed amazing growth in our business. We have achieved this by assisting New Zealand Families with their mortgages and providing the changes they needed to save thousands of dollars on their mortgage.

We have Mortgage Brokers who specialise in residential property ; we will negotiate with the lenders of your choice or submit your application to the best suited lenders on your behalf.

With traditional lender relationships a thing of the past many lenders may not see these opportunities in the same light as you. If you need a broker who understands the complexities of the current market then Call Us Now.

How could you save money?

For most people real estate is the biggest purchase they make, however very few protect their assets at all.  To avoid this happening have the correct structures in place and get professional assistance in protecting your assets.

Imagine you have a bank mortgage with a traditional structure as follows:

  • $250,000 mortgage over a 30 year term
  • Interest rate – current floating rate of 5.85%
  • Repayments $1,474.85 per month
  • Total repaid over 30 years = $530,946
  • Total interest paid $280,946

This would mean you have paid $30k more than the original loan amount borrowed…….

With some guidance and changes in your home loan, you could change this as follows.
Assuming you have a surplus of $100 per month with the help of our tools and recommendations, the numbers would be as follows

  • $250,000 mortgage over a 30 year term
  • Interest rate – current floating rate of 5.85%
  • Repayments $1,474.85 per month
  • Total repaid over 30 years = $478,036
  • Total interest paid $228,036

When making the best use of your money and understanding how, you could save $52,910.

 

Leverage! The old way of arranging your mortgage was to contact many banks then arrange meetings with each of them and research the many options available. This can be very time consuming. Or worse, too exhausted from the house hunting you just go to your bank and accept what they offer you.

Save time and let us do the walking and talking to find your perfect mortgage!

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